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Uninsured Motorist Accident Lawyer in California

A car accident can change your life in an instant. One moment you’re thinking about the plans you’ve made and the next an uninsured or underinsured motorist turns your life upside down. When that crash occurs, you’re faced with your own injuries as well as the stress and anxiety of worrying about medical bills, car repairs and injuries to your passengers.

If the negligent driver or their insurance company won’t pay, you could find yourself in a tough financial situation. That’s why it’s important to work with an experienced California automobile accident attorney. Mr. Johnson has recovered more than $97 million for his clients. Contact our offices for a free uninsured accident consultation today.

Uninsured and Underinsured Motorist Coverage

The California Insurance Code requires every auto insurance company to offer uninsured motorist coverage. Under section 11580, policies issued in California include uninsured motorist caps equal or less than the overall policy limits. Uninsured motorist options provide monetary protection for drivers against people without coverage and incidents such as hit-and-run collisions. The good news is that unless you signed a waiver, you probably have this coverage.

With uninsured motorist coverage, your policy extends to any passenger in your automobile or drivers you allow to use your vehicle. When a gap exists between a careless driver’s coverage limits and the costs of medical bills, auto repairs and other losses, your underinsured motorist coverage can make up the difference. In many cases, insurance carriers provide uninsured and underinsured coverage as a package because they play similar roles.

Medical Payment Protection

Many insurance policies are written in technical jargon some people refer to as “legalese.” That makes it difficult for the average person to understand exactly what is and is not covered. Medical Payments generally cover the expenses associated with hospital bills, medical treatment, rehabilitation costs and funeral expenses among others. Your medical payments coverage pays for these losses regardless of which driver was at fault in an accident.

Our experienced California personal injury attorneys can translate this confusing document into common sense language for English and Spanish speaking people, and identify your precise claim options. We’ll then move forward with a claim on your behalf.

Handling a Claim When in an Accident with Uninsured Driver in California

It’s important to work with an experienced car accident lawyer when dealing with big insurance corporations. They turn a profit by taking in money for premiums and not paying claims that negatively affect their bottom line.

Carriers commonly try to underpay or reject claims entirely on technicalities. These unsavory tactics apply to uninsured and underinsured claims. Getting big corporations to pay their fair share often requires a carefully prepared claim that makes a strong case for fair and full compensation. When insurance companies are unreasonable or don’t take responsibility, we won’t hesitate to pull them into the legal process and get you the compensation you deserve.

If you or a loved one have been involved in an automobile accident with an uninsured motorist in California, contact the Johnson Attorneys Group today. We have 12 locations all across California for your convenience.

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Every personal injury case is unique and many factors are used to value each case. The losses from your claim include the amount of the medical bills, lost wages, pain, and suffering, etc. The most important factor is your life change resulting from the injury. Typically, the larger the injury and life change, the larger the settlement. We discuss your personal injury claim’s worth during your free consultation. Call for a free consultation 800-208-3538, or complete the form below >
The first thing you should do is contact an attorney. Without the representation of a lawyer, insurance companies might make contact with you directly, and since they are trained to protect their best interests, this could mean a loss of rights on your behalf, especially if you unknowingly sign something that they didn't completely explain to you. Call for a free consultation 800-208-3538, or complete the form below >
The length of a personal injury case depends on many factors including the evaluation and treatment of the injury. The bigger the injury, the longer it takes to treat. Attorney James Johnson helps you be aggressive with the treatment, so the average case normally takes between two and five months. Those who have serious injuries and need surgery may take several months longer. Call for a free consultation 800-208-3538, or complete the form below >
Many victims believe if you don't have health insurance you don't have a case - this NOT true. In fact, those with health insurance usually don't use it since there are so many restrictions and steps to overcome to receive authorization for treatment. Johnson Attorneys Group assists you in finding the best doctors to help. Most of them even wait until a settlement for payment. Call for a free consultation 800-208-3538, or complete the form below >
Handling a personal injury claim by yourself is very difficult. You will deal directly with the insurance adjuster who is often trained to obtain the information they are not entitled to use. This information can negatively impact and de-value your case. Once your case is damaged, it is very difficult to repair it and usually costs you thousands of dollars less in a settlement. Call for a free consultation 800-208-3538, or complete the form below >
You do not pay anything unless you win. We work on a contingency-fee-basis, so we’re only paid if we win your case. When the case is settled, our fee is a percentage, as previously agreed, of the final settlement. These fees are described in full detail in our signed contract before work begins on the case. We cover the case upfront costs including everything from copying and court filing fees to hiring experts - so all your focus can be on getting well. Call for a free consultation 800-208-3538, or complete the form below >

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